Terms And Conditions

Last Updated: April 12, 2025

NOTICE: These Terms and Conditions of Use are legally binding. It is your responsibility to read these Terms and Conditions of Use carefully prior to the use or access of any of our products or services. These Terms and Conditions apply to all services and consultations provided by Grace Lanni Agency, including but not limited to insurance consultations, policy reviews, and general advisory services.

All services and consultations are provided by Grace Lanni Agency (“Company” or “we” or “us” or “our”). The term “you” or “your” refers to any user or client of said services. These Terms govern and define how you are allowed to use and access our services. We reserve the right to update and change these Terms at any time.

You are legally bound to these Terms whether or not you have read them. If you do not agree with any of our Terms, please email us at [email protected] and we will make reasonable efforts to remove your information and discontinue your access to our services.

Termination

You may terminate your use of our services at any time by notifying us in writing. Termination does not excuse you from any outstanding balances or financial obligations.

Intellectual Property

All images, text, designs, graphics, logos, taglines, and service marks used by Grace Lanni Agency are owned by the Company or properly attributed parties. You may not use, reproduce, or distribute any of our intellectual property without express written consent.

You may not:

Distribute access to any proprietary resources, content, or tools.

Claim ownership over our materials or branding.

Use our materials or services for unlawful purposes.

Request for Permission to Use Content. Please email us at [email protected] to request permission before using or referencing any of our proprietary materials.

Security and Assumption of Risk and Security.

You are responsible for safeguarding your access credentials to our client portal or communications.

Assumption of Risk. By using our services or accessing our materials, you acknowledge and assume all risks related to your participation and decisions made based on the information provided.

Disclaimers

General Disclaimer. Grace Lanni Agency provides insurance services and consultations for educational and advisory purposes. We do not guarantee specific results, policy approval, or outcomes.

Warranties Disclaimer. All services and materials are provided "as is" without warranties of any kind.

Technology Disclaimer. While we strive to provide reliable platforms, we are not responsible for external entities' outages, delays, or failures.

Errors and Omissions. If you find an error in our materials or communications, please notify us at [email protected].

SMS/Text Messaging Compliance

Grace Lanni Agency offers SMS communications for marketing outreach, confirming orders, and responding to website inquiries. By opting in, you agree to receive text messages related to these services.

You can cancel the SMS service at any time. Simply text "STOP" to (737) 332-3312. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword "HELP" for assistance, or contact us at (737) 332-3312.

Carriers are not liable for delayed or undelivered messages. Standard message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies depending on your interactions with Grace Lanni Agency. For questions about your text or data plan, contact your wireless provider.

For privacy-related inquiries, please refer to our Privacy Policy

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Indemnification and Limitation of Liability

You agree to hold Grace Lanni Agency harmless from any liability, losses, or damages related to the use of our services.

Dispute Resolution

Any disputes shall be subject to mediation or arbitration prior to civil action, under the laws of Texas.

Non-DisparagementClients agree not to publicly disparage Grace Lanni Agency. Doing so may result in termination of services and legal action if damage is incurred.

All Rights Reserved

All rights not expressly granted in these Terms are reserved by Grace Lanni Agency.

Contact

If you have any questions, please contact us at [email protected].